Welcome to ABCM Connect, a trademark of ABCM Business Technology Ltd (“Company,” “we,” “our,” or “us”). These Terms of Service (“Terms”) govern your access to and use of our website, products, services, applications, and digital platforms.

By accessing or using our services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you should discontinue use of our services immediately.

1. Acceptance of Terms

By accessing our website or using any service provided by ABCM Connect, you acknowledge that you have read, understood, and agreed to comply with these Terms and all applicable laws and regulations.

If you are using our services on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

2. Our Services

ABCM Connect provides various services including but not limited to:

Information Technology Solutions
Website Design and Development
Software Development
Digital Marketing Services
Business Registration and Compliance Services
Digital Payment and Utility Services
E-Commerce and Digital Marketplace Services
Professional Consultancy Services
Co-Working and Business Support Services
Training and Capacity Development Programs
Financial Technology Solutions

We reserve the right to modify, suspend, or discontinue any service at any time without prior notice.

3. User Eligibility

To use our services, you must:

Be at least 18 years old or have legal parental consent.
Provide accurate and complete information when required.
Comply with all applicable laws and regulations.
Use our services only for lawful purposes.

We reserve the right to refuse service to anyone at our discretion.

4. User Accounts

Certain services may require you to create an account.

You agree to:

Maintain accurate account information.
Keep your login credentials confidential.
Accept responsibility for all activities conducted through your account.
Notify us immediately of any unauthorized access or security breach.

ABCM Connect shall not be liable for losses resulting from unauthorized use of your account.

5. Payments and Fees

Certain services offered by ABCM Connect may require payment.

By purchasing any service, you agree that:

All fees must be paid in full before service delivery unless otherwise agreed.
Prices may change without prior notice.
You are responsible for any applicable taxes or transaction charges.
Failure to make payment may result in suspension or termination of services.

All payments are processed through secure payment channels.

6. Digital Products and Downloads

ABCM Connect may offer digital products such as:

Software
eBooks
Educational Materials
Templates
Online Courses
Digital Resources

Upon purchase, you are granted a limited, non-transferable, non-exclusive license for personal or authorized business use.

You may not:

Resell digital products without authorization.
Copy, distribute, or reproduce content unlawfully.
Modify or reverse engineer software products unless permitted by law.

7. Intellectual Property Rights

All content, trademarks, logos, software, graphics, text, designs, and materials available through ABCM Connect are the exclusive property of ABCM Business Technology Ltd or its licensors.

Users may not:

Copy or reproduce content without permission.
Use company trademarks without authorization.
Create derivative works from our proprietary materials.

Unauthorized use may result in legal action.

8. Acceptable Use Policy

You agree not to:

Violate any applicable laws.
Use our services for fraudulent activities.
Upload malicious software or harmful code.
Attempt unauthorized access to our systems.
Interfere with the operation of our website or services.
Engage in activities that may harm our reputation or users.

Violations may result in immediate suspension or termination of access.

9. Third-Party Services

Our services may integrate with or link to third-party websites, applications, and service providers.

ABCM Connect is not responsible for:

Third-party content.
Third-party privacy practices.
Service interruptions caused by third parties.
Transactions conducted outside our platform.

Users access third-party services at their own risk.

10. Service Availability

While we strive to maintain uninterrupted service availability, we do not guarantee that:

Services will always be available.
Services will be error-free.
Services will be free from interruptions or delays.

We may perform maintenance, upgrades, or modifications without prior notice.

11. Limitation of Liability

To the maximum extent permitted by law, ABCM Connect and ABCM Business Technology Ltd shall not be liable for:

Indirect or consequential damages.
Loss of profits or revenue.
Business interruption.
Data loss.
Unauthorized access to user accounts.
Service downtime beyond our reasonable control.

Your use of our services is at your own risk.

12. Indemnification

You agree to indemnify and hold harmless ABCM Connect, its directors, employees, partners, affiliates, and agents from any claims, damages, liabilities, losses, costs, or expenses arising from:

Your use of our services.
Violation of these Terms.
Violation of applicable laws.
Infringement of third-party rights.

13. Termination

We reserve the right to suspend or terminate your access to our services at any time if:

You violate these Terms.
You engage in fraudulent activities.
Your actions threaten the security or integrity of our platform.
Required by law or regulatory authorities.

Termination does not relieve you of outstanding payment obligations.

14. Privacy

Your use of our services is also governed by our Privacy Policy.

By using our services, you consent to the collection, processing, and use of information in accordance with our Privacy Policy.

15. Force Majeure

ABCM Connect shall not be held liable for delays or failures caused by circumstances beyond our reasonable control, including but not limited to:

Natural disasters
Government actions
Internet outages
Cyberattacks
Power failures
Labor disputes

16. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the Federal Republic of Nigeria.

Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the competent courts in Nigeria.

17. Changes to These Terms

We reserve the right to modify these Terms at any time.

Updated versions will be published on our website with a revised effective date. Continued use of our services after changes become effective constitutes acceptance of the revised Terms.

18. Contact Information

If you have any questions regarding these Terms of Service, please contact us:

ABCM Connect
A Trademark of ABCM Business Technology Ltd

Email: support@abcmconnect.com
Phone: +234 816 362 0828
Website: https://abcmconnect.com

By using ABCM Connect services, you acknowledge that you have read, understood, and agreed to these Terms of Service.